Insurances Accepted

Tennessee Family Dental is in-network with most major insurance companies, and we are in network with TennCare at our Brentwood, La Vergne and Lebanon locations

Aetna | BlueCross BlueShield of TN/all states | Cigna | Connection/GEHA | Delta Dental of TN/all states | Delta Dental Tricare | Dentemax | Guardian | Healthspring | Humana | MetLife | United Healthcare/Dental Benefit Providers

Depending on your insurance plan, different procedures are paid differently by the insurance company. We recommend that you call your insurance carrier or your benefits office to determine your liability/out of pocket financial responsibility.

Many people are unaware of the benefits their dental or medical plans provide them annually, and despite paying their premiums in full they lose out on the covered care that is available under their plan! We don’t want that to happen to you!

As a courtesy, we will call your dental benefit carrier to obtain an explanation of benefits for your policy. Our patient coordinator will then help you interpret how to maximize your specific benefit plan. We accept and will file your claims, as a courtesy for you, to all major dental benefit carriers.


We have published a general guide written by Dr. Matthew T. Ertl to help you understand your dental insurance. While every dental benefit plan is different, this general guide will help you understand the basics.

Dental Benefits Insurance Guide Mockup

Got a question about your dental benefits (insurance)? If you submit an inquiry using the form below, we’ll send you a reply ASAP!

In-Office Benefits Plan

Are you a patient of our practice without dental insurance? Then join our membership club, taking care of your preventive care with a monthly subscription, and save money today!

The Tennessee Family Dental In-Office Benefits Plan includes FREE cleanings, FREE exams and FREE X-rays annually, as well as 20% off ALL dental services that we offer.

Interest-Free Financing Available

We’re pleased to offer our patients 12 months interest-free financing via CareCredit®.

What is CareCredit®?

CareCredit® is a healthcare credit card that helps you pay for treatments and procedures for you or your family that may not be covered by insurance.  It’s free and easy to apply and you’ll receive a decision immediately.  If you’re approved, you can schedule your procedures even before you receive your card.  With more than 21 million accounts opened since CareCredit® began nearly 30 years ago, they are the trusted source for healthcare credit cards.

Is CareCredit® for Me?

CareCredit® works like a credit card that you can use exclusively for healthcare needs.

Watch Video

We understand that sometimes patients delay paying for the treatment they need, and that sometimes this delay compounds the health problem and results in an even more expensive dental treatment in the long run! To avoid this negative spiral, we accept payment through CareCredit® because their flexible payment plans make it easier for you to afford the treatments you need now.

You’ll need to check with CareCredit® and go through their application process to learn what sorts of promotional payment plans you may qualify for. Some of their promotional plans offer 0% interest if you pay your balance off in full within the promotional time period (subject to credit approval).

Because CareCredit® is a type of credit card, you can still incur interest charges if you fail to pay your minimum monthly balance, or fail to pay your balance within an agreed-upon time period. But if used wisely, and if you plan accordingly, it can offer the smart healthcare shopper a great way to break large payments up over time into easily-affordable ones.

CareCredit® has proved such a popular payment method for dental patients, that we are pleased to accept it for all our services. Pay your post-care balance online with the CareCredit® credit card. Promotional 12 month interest-free financing is available (subject to credit approval).

To calculate your monthly payment plan, enter the estimated dollar amount for your procedure:

Insurance FAQ

Do you accept TennCare?

We accept TennCare at our Brentwood, Lebanon and La Vergne locations.

Do you have payment plan options available?

Payment plans are available through CareCredit®, a third-party financing company. Many of our patients take advantage of this interest-free financing option.

What insurances do you accept?

Our doctors are in-network PPO providers for most major dental insurance plans. If we are not in-network with your dental insurance, we will file on your behalf as a courtesy. Unfortunately, we are not HMO providers at the moment, but we are in network with TennCare at our Brentwood, La Vergne and Lebanon locations.

What if I do not have dental insurance?

Dental insurance is one of many ways to pay for dental treatment, but it is not the only way. Many of our patients pay for their treatment with card, cash or check. In addition, our In-Office Benefits Plan is a very popular alternative to traditional dental insurance.

What is your In-Office Benefits Plan?

Our In-Office Benefits Plan is a $30 per month alternative to traditional dental insurance. With this plan you receive two free regular cleanings per year, free dental x-rays, free exams and 20% off all dental treatment. No annual maximums. No waiting period. Click here for more details.

Do you accept CareCredit®?

Yes, we accept CareCredit®. You can apply online to see if you are eligible.